At Satsuma, we glance at more than just your credit history whenever evaluating the job.
You may find youвЂ™re turned away by some lenders if you have a poor credit score or no credit history. At Satsuma, we also consider carefully your yearly incomings and outgoings, alongside virtually any monetary commitments you may possibly have.
Once you use, we are in need of one to be as accurate as you are able to using the details you provide us with, so we can utilize all of this information to offer you an immediate choice and provide a sum that you could reasonably repay.
You can examine if you qualify before you apply to find out.
Does Satsuma provide term that is short without any credit check?
No, we donвЂ™t offer loans with out a credit check. We do have an eligibility checker, however вЂ“ this enables one to see if youвЂ™re probably be accepted before doing a complete credit check.
As previously mentioned above, we glance at more than simply your credit history whenever applicants that are considering.
Will Satsuma Loans offer a decision that is instant?
At Satsuma, you want to make obtaining and taking right out a brief term loan because clear as you possibly can. ThatвЂ™s why we try to offer you a short choice within 60 moments of the initial application being finished compliment of our capacity to check always before you use.
Why must I select Satsuma for my term that is short loan?
If youвЂ™re considering obtaining a term that is short, check out main reasons why Satsuma might be one choice for you:
Fixed repayments вЂ“ once you submit an application for a Satsuma loan, the APR (apr) is determined so you can see exactly how much you need to repay and what your monthly repayments will be before you submit your application. No fees that are hidden. Pay only right right back everything you agree upfront вЂ“ With Satsuma, it is easy to understand exactly how much borrowing that is youвЂ™re your loan is probably the lump sum payment you wish to borrow in addition to the interest. ItвЂ™s a calculation that is simple while our short term installment loans include simply no concealed costs.
Whenever you make an application for a quick term loan from Satsuma, you constantly understand:
WeвЂ™re a lender that is responsible. We never let you borrow significantly more than it is possible to manage to pay off. We donвЂ™t apply any concealed fees. Pay just right right back everything you agree upfront. Our client payment and service groups are right right right here to aid. You wonвЂ™t want to look for a guarantor.
Typical questions regarding Short Term Installment Loans
If youвЂ™re nevertheless unsure whether a Satsuma short-term is suitable for you, check always the answers out for some of the very most Virginia installment loans frequently expected concerns.
could i get yourself a temporary loan?
If youвЂ™re a British resident, aged 18 or over and also have a legitimate British bank account and debit card, youвЂ™re eligible to use for a Satsuma loan. When it comes to getting that loan, we must conduct a credit and affordability check to make sure that you have actually handled repayments well within the past, and therefore you are able to comfortably pay off the amount of money you want to borrow.
Do i want a guarantor for the temporary loan?
For a few short term loans, you do need a guarantor. Nevertheless, you donвЂ™t desire a guarantor to simply take away a Satsuma short-term loan.
Am I Able To obtain a term that is short with bad credit?
For those who have bad credit and require a loan, Satsuma may nevertheless think about your application. We take into account an amount of key facets away from your credit rating, such as for instance your yearly incomings and outgoings, in addition to every other monetary commitments you have.
Before you make a software, you’ll want to be sure you have the immediate following:
A legitimate email and number that is mobile. Address information for the previous 3 years. Your revenue and outgoings. Your bank debit and account card details.
Additionally you must be:
Aged 18 to 74. A british resident. Maybe Not bankrupt. Ready to have credit check.
just how do short term installment loans work?
This differs from lender to lender, with Satsuma nevertheless, our short term installment loans are offered for quantities between ВЈ100 and ВЈ1,000, repayable over a length of between 3 and year.
prepared to apply? Head to our Satsuma application for the loan web page and include your details for the decision that is instant.